|Spinning clear wheels, alloy rims, larger engines, nitro boosts – what do all of these car features have in common? For starters, they are usually modifications loved by young drivers looking to add spice to their vehicles. Although the look and feel of a modified vehicle may improve, car insurance premiums for young drivers will not. Generally, car insurance carriers don’t like young drivers making modifications to their cars because of the increased chances of accidents or theft.
If young drivers pursue modifications to their cars, it’s important for them to inform their insurance company in order to switch to a young driver modified car insurance policy with all of the changes reflected in the new policy. If you fail to report modifications, successful claims may be harder to come by and might cancel your insurance policy in the event a tragedy occurs and you haven’t reported the change beforehand. Keep in mind that young driver modifications like tinted windows and new alloy wheels are very minimal changes that are unlikely to influence your premiums prices. However, these changes must still be reported to your young driver insurance company for future reference.
Amongst some of the modifications car insurance companies pay close attention to include engine modifications, adding spoilers, lowering or changing suspension, making changes to car lights, and bumper changes. Changes in the engine will surely cause increased premiums. With all of the hoopla surrounding young driver rates, its important for young drivers to focus on their ability to pay higher insurance rates than making changes to their cars that could affect premiums. All in all, modifications like the ones described above serve no justice for your car insurance rates. Take all of the precautions needed to make that vehicle “insurance friendly” by keeping it safe and simpler for all.
Car Young Driver Insurance