Northern and Southern Ireland often plays second fiddle to the mainland UK when it comes to disqualified driver car insurance. Although Ireland is part of the United Kingdom, it is hard sometimes to nail a car insurance carrier since there is a limited number of Ireland based insurance companies to begin with. Remember, more auto insurance companies in Ireland would generate more competition. Given the circumstances, there are still many ways for disqualified drivers to save on car insurance in Ireland.
For starters, you can reduce your car insurance premiums in Ireland by not applying for full comprehensive coverage if you have a car worth less than 4,000 pounds. Any money recovered from a claim is not likely to be more than the amount you pay for coverage on that old or cheap car. In addition, it’s strongly encouraged to enroll in advanced driving courses with Ireland’s Institute of Advice Motorists, whose website can be found at http://www,iam.org.uk. Driver’s education courses are looked upon favorably by Irish car insurance providers, especially if you were recently involved in a DUI conviction case.
Another way to reduce your disqualified driver car insurance in Ireland is to reduce the number of drivers on your policy. The more drivers involved in a policy, the higher the risk of an auto accident. Besides, car insurance companies come up with their figures based on car usage as well. Those driving to and from work every day would most likely pay lower insurance premiums that those who take frequent road trips and accumulate mileage. Finally, Irish drivers would be best served into providing full details of every security feature you vehicles has, like alarms, steering wheel “lock” devices, and trackers. Adding some or all of these tools can make you eligible for discounts on your premiums. All in all, there are many ways disqualified drivers can save on car insurance in Ireland when there are not enough car insurance companies servicing them.
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