|Letís face it: young male driver car insurance comes at a premium these days. Since young drivers are known for accumulating risk and having enough inexperience for auto insurance carriers to drive up their prices, it is important to recognize that there is a solution for this. Although at a disadvantage from the get-go, young male driver car insurance can be had with a little legwork and research.
The first rule towards reducing young male driver car insurance costs is to drive the right way. If your history of chockfull of traffic violations and accidents, you can forget about lowered rates for a couple of years. Secondly, make sure your car provides the bare bones essentials and nothing else. Cars with 20 inch rims, nitros, a second engine, or any fancy material means they are more expensive to operate, which means theyíre more expensive to insurance. Try to buy a car with a good track record, thatís less expensive to repair, and that is not a popular target of car thieves.
Young male drivers are also well served by increasing their deductibles. In laymanís terms, the deductible is the amount of claims that you pay, which usually ranges from
£100 to £500. The larger the deductible, the lower your premiums. Lastly, those filing for young male car driver insurance need to recognize the fact that there are some things they canít control when it comes to lowering premiums. Since the young folk (especially young men) have the tendency to cause accidents more frequently than older people, premiums will be higher. As you go into your 20ís and 30ís with a clean driving record, you should start to see those pesky premiums decline in your favor. All in all, young male driver car insurance depends on a variety of factors to make it an advantage or disadvantage.