| Spinning clear wheels,
alloy rims, larger engines, nitro boosts - what do all
of these car features have in common? For starters, they
are usually modifications loved by young drivers looking
to add spice to their vehicles. Although the look and
feel of a modified vehicle may improve, car insurance
premiums for young drivers will not. Generally, car
insurance carriers don't like young drivers making
modifications to their cars because of the increased
chances of accidents or theft.
If young drivers pursue modifications to their cars,
it's important for them to inform their insurance
company in order to switch to a young driver modified
car insurance policy with all of the changes reflected
in the new policy. If you fail to report modifications,
successful claims may be harder to come by and might
cancel your insurance policy in the event a tragedy
occurs and you haven't reported the change beforehand.
Keep in mind that young driver modifications like tinted
windows and new alloy wheels are very minimal changes
that are unlikely to influence your premiums prices.
However, these changes must still be reported to your
young driver insurance company for future reference.
Amongst some of the modifications car insurance
companies pay close attention to include engine
modifications, adding spoilers, lowering or changing
suspension, making changes to car lights, and bumper
changes. Changes in the engine will surely cause
increased premiums. With all of the hoopla surrounding
young driver rates, its important for young drivers to
focus on their ability to pay higher insurance rates
than making changes to their cars that could affect
premiums. All in all, modifications like the ones
described above serve no justice for your car insurance
rates. Take all of the precautions needed to make that
vehicle "insurance friendly" by keeping it
safe and simpler for all.
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