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1 - Lloyds
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| Questions |
Q How
long will it take to insure my car ?
A Normally cover can be provided instantly although it
may take a day or so for you to receive your insurance
certificate.
Q How can I pay ?
A Visa credit card Mastercards and most forms of debit
cards can be used to payfor your premium.
Q Can I Pay By Instalements ?
A Most insurance providers let you pay by monthly direct
debit or monthly debit payments. Most charge interest so check
the total payback before accepting any offer. |
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Insurance For
Drink Drivers
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With the likes of Paris Hilton and other socialites, it is intriguing to see how they can get out of
DR10 tickets and cruise along Santa Monica Boulevard the next day. With top class lawyers and perks to suit them, it wouldn’t be surprising if their insurance companies didn’t budge. However, for the rest of us, driving under the influence of alcohol,
beer or cocktails can skyrocket insurance rates. Insurance for drink drivers are at all-time highs because of the consequences and risks involved.
For starters, many insurance carriers check your driving record once every three years or when you apply for or renew your policy. Many times, a drunk driving conviction will not appear on your record. However, if they find out that a
DR10 conviction was added to your record, your drink driver insurance will shoot through the roof and you might even have your policy cancelled without a moment’s notice. Your rates can go from
£800 every six months to £1400 in the blink of an eye. In general, there are two ways your car insurance company can punish you for your
DR10 conviction. First, they will label you a high-risk driver. Secondly, they might cancel your account which makes it harder to get another policy with a new cancellation on your claim history.
Fortunately, in the States, many insurance for drink driver companies are not able to remove you from their policy in the middle of your term, even for a drunk driving conviction. These rules vary from state to state so be sure to check up on each one's rules. All in all, drunk drivers bear the brunt of a car insurance company’s wrath when it comes to this transgression. Premiums can double or triple, your policy may be cancelled, and nothing but grief is caused for the buyer of that insurance policy.
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